Terta Hub LLC
Effective date: November 1, 2026

This Privacy Policy explains how Terta Hub LLC ("Terta Hub", "we", "us", "our") collects, uses, and protects your personal information when you visit www.tertahub.com (the "Site"), sign up for our free resources, or receive our emails.

Terta Hub LLC is a Wyoming (USA) limited liability company. We provide AI training for small business owners, online courses, digital products, and insurance verification and credentialing support services. For the purposes of data protection laws such as the GDPR and UK GDPR, Terta Hub LLC is the "controller" of your personal information.

1. Information We Collect

Information you give us

Name and email address, when you sign up for our free PDF ("10 AI Prompts to Save Time Every Week") or our weekly R.A. newsletter.
Anything you send us, for example when you email info@tertahub.com.

Information collected automatically

Device and usage data, such as your IP address, browser type, pages visited, and links clicked, collected through cookies and similar tools from Systeme.io and Meta (Facebook).
Email engagement data, such as whether an email was opened or a link clicked, collected by our email platform.

We do not knowingly collect sensitive information (such as health or financial data) through the Site. Information about verification or credentialing clients is handled under separate client agreements and is not collected through this website.

2. How We Use Your Information

We use your information to:

Send you the free PDF you requested.
Send you the weekly R.A. newsletter and occasional updates about our courses, digital products, and services.
Reply to your messages and requests.
Understand how people use the Site so we can improve it.
Measure and improve our advertising, including showing our ads to people who have visited the Site or joined our list (see Section 4).
Comply with the law and protect our rights.

3. Legal Bases (for visitors in the EU, EEA, and UK)

We rely on these legal bases:

Consent – when you sign up for the free PDF and newsletter, and, where required, for non-essential cookies and the Meta Pixel. You can withdraw consent at any time.
Legitimate interests – to run, secure, and improve the Site and understand how it is used, where these interests are not overridden by your rights.
Legal obligation – when we must keep or share information to comply with the law.

4. Cookies and the Meta Pixel

Cookies are small files stored on your device. Our Site uses:

Systeme.io cookies – needed to run the Site, forms, and pages, and to measure basic usage.
Meta (Facebook) Pixel – we use, or plan to use, the Meta Pixel to measure visits and conversions and to show our ads to people who have visited the Site ("retargeting").

Custom and lookalike audiences. We may upload our email list to Meta in a protected (hashed) form so Meta can match it to Meta accounts. This lets us show ads to existing subscribers (custom audiences) or to people with similar interests (lookalike audiences). Meta does not receive your email in readable form for this purpose, and we do not sell your data to Meta.

Your cookie choices

Where required, we ask for your consent before setting non-essential cookies such as the Meta Pixel.
Block or delete cookies in your browser settings.
Manage ad settings in your Facebook/Instagram account under "Ad Preferences" (Accounts Center).
Opt out of interest-based ads through www.youronlinechoices.eu (EU/UK) or optout.aboutads.info (US).
To be excluded from custom audiences built from our email list, email info@tertahub.com.

5. How We Share Your Information

We do not sell your personal information. We share it only with service providers ("processors") who help us run our business, including:

Systeme.io – hosts the Site, stores sign-ups, and sends our emails.
Meta Platforms (Facebook) – analytics, advertising, and audience tools.
Payment processors such as Stan Store and Flutterwave – when you buy.

These providers may use your information only to provide services to us and under their own privacy terms. We may also share information if required by law, to protect our rights, or as part of a business sale or merger.

6. International Transfers

We are based in the United States and our audience is global, including Africa, the US, the UK, and the EU. Your information may be processed in the United States, the EU, or other countries where our providers operate. Where required, we rely on appropriate safeguards, such as Standard Contractual Clauses or other lawful transfer mechanisms offered by our providers.

7. How Long We Keep Your Information

Email list data – while you remain subscribed and up to 24 months after your last interaction, unless law requires longer. If you unsubscribe, we may keep a minimal record of your email so we respect your choice.
Messages you send us – as long as needed to respond and for our records.
Cookie and analytics data – according to the settings of Systeme.io and Meta.

8. Your Rights and Choices

Unsubscribe anytime. Every email we send includes an unsubscribe link.

Depending on where you live, you may have the right to:

Access the personal information we hold about you.
Correct inaccurate information.
Delete your information.
Object to or restrict certain uses, including direct marketing.
Receive a copy of your information (data portability).
Withdraw consent at any time.

EU/EEA/UK residents (GDPR): you also have the right to complain to your local data protection authority.

California residents (CCPA/CPRA): you have the right to know what personal information we collect and how we use it, to request deletion or correction, and not to be discriminated against for using these rights. We do not sell personal information. Using the Meta Pixel for ad retargeting may count as "sharing" for cross-context behavioural advertising under California law; you can opt out by emailing us or using the cookie choices in Section 4.

To use any of these rights, email info@tertahub.com. We may need to verify your identity before acting on your request. We aim to reply within the time required by applicable law.

9. Security

We use reasonable measures to protect your information, and we rely on reputable providers such as Systeme.io and Meta. No method of transmission or storage is 100% secure, so we cannot guarantee absolute security.

10. Children

Our Site and services are not aimed at children under 16, and we do not knowingly collect personal information from them. If you believe a child under 16 has given us their information, contact us and we will delete it.

11. Third-Party Links

Our Site links to other sites and platforms, including our WhatsApp channel, Facebook, Instagram, X, YouTube, and Stan Store. These sites have their own privacy policies, and we are not responsible for how they handle your information.

12. Terms of Use

Use of the Site is also governed by our Terms of Use at https://www.tertahub.com/terms.

13. Changes to This Policy

We may update this Privacy Policy from time to time. The "Effective date" at the top shows when it was last changed. If changes are significant, we may also let you know by email or on the Site.

14. Contact Us

Terta Hub LLC
30 N Gould St, Ste R
Sheridan, WY 82801, USA
Email: info@tertahub.com